Personal Financial Planning

be sure...
of your personal financial circumstances

To assist you planning for your future financial needs whilst working with your current situation in mind we can help to solve the three potential problems you may eventually face namely, living too long, dying too soon or becoming ill along the way. We can access a multitude of financial products to alleviate these problems such as:

• life assurance
• sickness insurance
• critical illness insurance
• private medical insurance
• long term savings
• personal pensions
• pension transfers
• pension fund withdrawal
  

We can use these products to ensure that your future intentions are met; for example security of income, school fees/higher education costs, a comfortable retirement and inheritance tax
liabilities.

Investments

We will construct for you a portfolio specifically designed to meets your needs taking into account your tax situation, attitude to risk, family circumstances and income and growth
requirements.

We can gain access to all asset classes via fund managers, fund supermarkets and insurance companies, using vehicles
such as:

• ISAs
• Unit trusts
• OIECS
• Offshore funds
• Investment bonds
• High interest savings accounts
  

Where appropriate we can advise on the use of trusts in conjunction with the above.